Below is a list of organizations and service providers that offer home repair services in the Southern Tier. Please note that most of these providers have waiting lists and therefore cannot guarantee repairs will be done or done in a timely manner.
This list is partially based on this resource from New York State: https://hcr.ny.gov/local-program-administrators.
List updated November 2023
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Broome County
First Ward Action Council, Inc.: 167 Clinton St., Binghamton, NY 13905 | 607-772-2850
Homeowners must be 55 years of age or older and meet income and program guidelines.
Jobs can include installing new faucets, rebuilding stairs, installing deadbolt locks and other repairs.
Homeowners pay for materials while the council supplies skilled labor free of charge.
The Impact Project: 4 Clinton St., Greene, NY 13778 | 607-656-9499 | info@theimpactprojectgreene.org
Major home repair including roofs, hot water heaters, wheelchair ramps, and some electrical services
Income-based homeowner programs:
Families at or below the Federal Poverty Guidelines can qualify for no-cost repairs/updates.
Metro Interfaith Housing: 21 New St., Binghamton, NY 13903 | 607-723-0582 ext. 311 or ext. 312
HUD-certified housing counselors
Administer paperwork for city of Binghamton and town of Union home improvement programs
USDA Rural Development (rural areas with pop. of 20,000 or less): 9025 River Rd., Marcy, NY 13403 | 315-736-3316, ext. 4
Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to address health and safety hazards, which may include installation of accessibility measures or roof repair.
To qualify, you must:
Be the homeowner and occupy the house
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older
Chemung County
Bishop Sheen Ecumenical Housing Foundation: PO Box 460, Bloomfield, NY 14469 | 585-657-4114 | ProgramOffice@sheenhousing.org
Administer home repair grants
Grants cover necessary repairs, including roofs, foundations, plumbing, electrical work, etc. (no garages or outbuildings not connected to the house; no weatherization services).
To qualify, homeowners must be living in the home, have homeowners insurance, and meet household size and income eligibility requirements. Property taxes must also be currently paid.
Maximum grant amounts determined on a case-by-case basis.
Call to discuss qualifications.
City of Elmira Community Development: 317 E. Church Street, Elmira, NY 14901 | 607-737-5691
The City of Elmira Home Improvement Loan Program: Provides grants or loans for home repairs depending on income eligibility
Cover needed interior/exterior health and safety home improvements for homeowners living in the city of Elmira
Can be combined with other loans and grants
Loans of up to $25,000 at a 6.99% simple interest rate
Property taxes and water bills must be current.
Home must be your primary residence.
All home improvement work requires a permit and inspection through City of Elmira Community Development.
Call to discuss qualifications.
FlexFund: Provides homeowners with loans for home repairs, renovations or energy-efficiency-related improvements
No income, location or project restrictions
All homeowners are welcome to apply.
Loans currently have a 6.99% fixed interest rate and are payable over seven years.
No home equity required, no income eligibility requirements, and no upfront costs
Homeowner chooses the contractor.
Community Progress Inc. (excludes city of Elmira): 147 E. Second St., Corning, NY 14830 | 607-962-3506 | info@communityprogressinc.com
Provides state and federal grants for critical home repairs, including work related to health and safety, handicap accessibility, energy efficiency, roofing, windows and electricity
Open to land-owning homeowners only
Programs:
Mobile and Manufactured Home Replacement Program - The MMHR program uses funds to assist homeowners in replacing dilapidated mobile or manufactured homes that are sited on land owned by the homeowner, with a new manufactured home.
NYS HOME Program- The NYS Home Program uses federal HOME Investment Partnership Program funds to rehabilitate single-family, income-eligible, owner-occupied homes for the purpose of eliminating critical health and safety threats and/or hazards in the home.
Economic Opportunity Program of Chemung and Schuyler Counties: 650 Baldwin St., Elmira, NY 14901 | 607-734-0795 | jmaxwell@cseop.org
Cover weatherization improvements, including:
Attic and wall insulation
Air sealing
Windows and doors on mobile homes
Furnace and water heater replacement if qualified
Income-based; guidelines change every November
Applicants qualify if they receive any form of public assistance like SNAP
Grant program; no maximum reward
Applicants need a referral to EOP to apply
Ithaca Neighborhood Housing Services: 115 W. Clinton St., Ithaca, NY 14850 | 607-277-4500 | info@ithacanhs.org
Structural issues, health and safety concerns and energy improvements are addressed within the limits of the funding regulations.
A lien, equal to the amount of assistance provided, is placed on the property for a specified length of time.
Repairs are done by local, pre-qualified, fully insured private contractors from a list maintained by INHS.
Work may include roofing, siding, windows, doors, wells, septic system repair/replacement, energy-saving improvements, and other structural issues.
Near Westside Neighborhood Association (city of Elmira only): 353 Davis St., Elmira, NY 14901 | 607-733-4924 | nearwestsidenainc@gmail.com
Home Improvement grants cover repairs required to bring a home into compliance after code violations, including repairs to windows, heating systems, roofs, etc.
Grants provide a portion of the cost of improvement and require the homeowner to contribute the balance.
The amount of homeowner contribution is determined by income level per the scale available here.
USDA Rural Development (rural areas with pop. of 20,000 or less): 415 W. Morris St., Bath, NY 14810 | 607-776-7398, ext. 4
Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to address health and safety hazards, which may include installation of accessibility measures or roof repair.
To qualify, you must:
Be the homeowner and occupy the house
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older
Chenango County
Greater Opportunities: 44 W. Main St., Norwich, NY 13815 | 607-334-7114
Offers grants to income-eligible owner-occupied households across Chenango County in correcting serious threats to health and safety issues to homeowners, including clean water access or repairs or installation of septic systems, heating systems, electrical systems, roofs, flooring, siding and more.
The Chenango County Housing Rehabilitation Program will provide rehabilitation services to single-family homeowners at or below 50% AMI. However, those up to 80% may be served depending on need and funding availability.
Households meeting the income criteria where one or more occupants of the household are either frail elderly or disabled will be prioritized.
Depending on the type of repairs, eligibility, and fund availability, a homeowner could receive a grant for up to 100% of the project cost. Any costs not covered by grant funds may be paid directly by the homeowner or covered by deferred and/or low-interest loan options.
The Impact Project: 4 Clinton St., Greene, NY 13778 | 607-656-9499 | info@theimpactprojectgreene.org
Major home repair including roofs, hot water heaters, wheelchair ramps, and some electrical services
Income-based homeowner programs:
Families at or below the Federal Poverty Guidelines can qualify for no-cost repairs/updates
Families in A.L.I.C.E. (Asset Limited, Income Constrained, Employed) who reside in Chenango County can qualify for loan program terms up to $15,000 (5 year, .5% interest)
USDA Rural Development (rural areas with pop. of 20,000 or less): 9025 River Rd., Marcy, NY 13403 | 315-736-3316, ext. 4
Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to address health and safety hazards, which may include installation of accessibility measures or roof repair.
To qualify, you must:
Be the homeowner and occupy the house
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older
Delaware County
Delaware Opportunities Inc.: 35430 State Highway 10, Hamden, NY 13782 | 607-746-1600 | info@delop.org
Elderly Emergency Home Repair: An elderly (over 60) emergency repair program for people with income below 100% of median
There is a maximum grant amount.
The residence must be an owner-occupied single family home.
Mobile homes are also eligible.
Homeowners receiving grants will be required to have a security lien placed on the property for three years.
Housing Repair (HOME): HOME is a Housing Rehabilitation Program which is available county wide.
Assists property owners, who meet program guidelines, in making repairs to their home
Eligible homeowner income will not exceed 50% of median income.
Housing rehabilitation grants are available for up to $25,000.
The Impact Project: 4 Clinton St., Greene, NY 13778 | 607-656-9499 | info@theimpactprojectgreene.org
Major home repair including roofs, hot water heaters, wheelchair ramps, and some electrical services
Income-based homeowner programs:
Families at or below the Federal Poverty Guidelines can qualify for no-cost repairs/updates
The Mark Project: 43355 State Highway 38, Arkville, NY 12406 | 845-586-3500 | admin@markproject.org
CDBG (Community Development Block Grants) for owner-occupied, income-eligible properties (homeowners only)
Cover necessary repairs for code corrections or to extend the longevity of essential systems in the home, including heating, electrical issues, etc. (no beautification)
Max grant amount is $65,000 or less depending on home value
The sum of the tax-assessed value of the home and cost of repairs cannot exceeded the median home value for Delaware County
USDA Rural Development (rural areas with pop. of 20,000 or less): 108 Holiday Way, Schoharie, NY 12157 | 518-295-8600, ext. 4
Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to address health and safety hazards, which may include installation of accessibility measures or roof repair.
To qualify, you must:
Be the homeowner and occupy the house
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older
Village of Sidney: 21 Liberty St., Sidney, NY 13838 | 607-561-2320
Connects Sidney residents with home repair service providers
Western Catskills Community Revitalization Council, Inc.: 125 Main Street, Suite A, Stamford, NY 12167 | 607-652-2823 | info@westerncatskills.org
Homeowners/renters must live in Harpersfield, Kortright, Middletown, Roxbury, or Stamford
The Home Improvement Programs assist income-eligible households with repairs or replacement of major home systems (such as a roof or heating system) to correct existing interior and exterior health, safety and substandard code conditions.
There is no cost to the participant. The funding from these programs comes from state and federal grants written by WCCRC staff.
A lien will be placed on your home for a regulatory period, which is different for each grant funding source, usually between 3 and 10 years.
You are required to live in the home during this period.
If the home becomes unoccupied during this period, due to sale or death, the money will have to be paid back on a declining scale specified for each grant.
For most programs, you must own a residential property within the program’s geographic area and provide a copy of the recorded deed.
The property taxes and, if applicable, mortgage must be paid up to date prior to submitting your application.
You must have homeowner’s insurance.
Some programs have additional requirements such as age and disability.
Some grants allow renters to apply, with permission from the landlord.
Schuyler County
Bishop Sheen Ecumenical Housing Foundation: PO Box 460, Bloomfield, NY 14469 | 585-657-4114 | ProgramOffice@sheenhousing.org
Administer home repair grants
Grants cover necessary repairs, including roofs, foundations, plumbing, electrical work, etc. (no garages or outbuildings not connected to the house; no weatherization services).
To qualify, homeowners must be living in the home, have homeowners insurance, and meet household size and income eligibility requirements. Property taxes must also be currently paid.
Maximum grant amounts determined on a case-by-case basis
Call to discuss qualifications.
Community Progress Inc.: 147 E. Second St., Corning, NY 14830 | 607-962-3506; info@communityprogressinc.com
Provides state and federal grants for critical home repairs, including work related to health and safety, handicap accessibility, energy efficiency, roofing, windows and electricity.
Open to land-owning homeowners only
Programs:
Mobile and Manufactured Home Replacement Program - The MMHR program uses funds to assist homeowners in replacing dilapidated mobile or manufactured homes that are sited on land owned by the homeowner, with a new manufactured home.
NYS HOME Program- The NYS Home Program uses federal HOME Investment Partnership Program funds to rehabilitate single-family, income-eligible, owner-occupied homes for the purpose of eliminating critical health and safety threats and/or hazards in the home.
Economic Opportunity Program of Chemung and Schuyler Counties: 650 Baldwin St., Elmira, NY 14901 | 607-535-2468 | jmaxwell@cseop.org
Cover weatherization improvements, including:
Attic and wall insulation
Air sealing
Windows and doors on mobile homes
Furnace and water heater replacement if qualified
Income-based; guidelines change every November
Applicants qualify if they receive any form of public assistance like SNAP.
Grant program; no maximum reward
Applicants need a referral to EOP to apply.
Ithaca Neighborhood Housing Services: 115 W. Clinton St., Ithaca, NY 14850 | 607-277-4500 | info@ithacanhs.org
Structural issues, health and safety concerns and energy improvements are addressed within the limits of the funding regulations.
A lien, equal to the amount of assistance provided, is placed on the property for a specified length of time.
Repairs are done by local, pre-qualified, fully insured private contractors from a list maintained by INHS.
Work may include roofing, siding, windows, doors, wells, septic system repair/replacement, energy-saving improvements, and other structural issues.
Schuyler Housing Opportunity Council: P.O. Box 371, Watkins Glen, NY 14891 | 607-228-7319 | ande33@aol.com
Provides funding toward needed home repair services.
Assistance is available to low-income, handicapped, or elderly individuals and families who need to upgrade or improve existing conditions that are unsafe or unhealthy.
Homeowners can qualify if they:
Receive Supplemental Security Income
Receive NPA Food Stamps
Receive Home Energy Assistance Program (HEAP) funds
Receive Public Assistance
You must be financially or physically unable to do the repairs without help.
USDA Rural Development (rural areas with pop. of 20,000 or less): 415 W. Morris St., Bath, NY 14810 | 607-776-7398, ext. 4
Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to address health and safety hazards, which may include installation of accessibility measures or roof repair.
To qualify, you must:
Be the homeowner and occupy the house
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older
Steuben County
Arbor Housing and Development Corporation: 26 Bridge St., Corning, NY 14830 | 607-654-7487 | info@arbordevelopment.org
Grants available for homeowners in Steuben County for health, safety and structural repairs.
Repairs include leaking roofs, electrical hazards, heating and plumbing repairs, septic and well replacements and home modifications for persons with physical disabilities.
Eligible applicants must have owned and occupied your home for at least 12 months, have homeowners insurance, and meet income and certain other criteria.
Bishop Sheen Ecumenical Housing Foundation: PO Box 460, Bloomfield NY 14469 | 585-657-4114 | ProgramOffice@sheenhousing.org
Administer home repair grants
Grants cover necessary repairs, including roofs, foundations, plumbing, electrical work, etc. (no garages or outbuildings not connected to the house; no weatherization services).
To qualify, homeowners must be living in the home, have homeowners insurance, and meet household size and income eligibility requirements. Property taxes must also be currently paid.
Maximum grant amounts determined on a case-by-case basis
Call to discuss qualifications.
Community Progress Inc.: 147 E. Second St., Corning, NY 14830 | 607-962-3506 | info@communityprogressinc.com
Provides state and federal grants for critical home repairs, including work related to health and safety, handicap accessibility, energy efficiency, roofing, windows and electricity.
Open to land-owning homeowners only
Programs:
Mobile and Manufactured Home Replacement Program - The MMHR program uses funds to assist homeowners in replacing dilapidated mobile or manufactured homes that are sited on land owned by the homeowner, with a new manufactured home.
NYS HOME Program- The NYS Home Program uses federal HOME Investment Partnership Program funds to rehabilitate single-family, income-eligible, owner-occupied homes for the purpose of eliminating critical health and safety threats and/or hazards in the home.
ProAction: 117 E. Steuben St., Bath NY 14810 | 607-776-2125 ext. 3 | energy@proactioninc.org
Non-construction weatherization measures including air sealing, insulation, furnace replacement and ventilation through the Weatherization Assistance Program
Residents must income-qualify; if applicants receive public assistance, they automatically qualify.
The Impact Project: 4 Clinton St., Greene, NY 13778 | 607-656-9499 | info@theimpactprojectgreene.org
Major home repair including roofs, hot water heaters, wheelchair ramps, and some electrical services
Income-based homeowner programs:
Families at or below the Federal Poverty Guidelines can qualify for no-cost repairs/updates
USDA Rural Development (rural areas with pop. of 20,000 or less): 415 W. Morris St., Bath, NY 14810 | 607-776-7398, ext. 4
Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to address health and safety hazards, which may include installation of accessibility measures or roof repair.
To qualify, you must:
Be the homeowner and occupy the house
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older
Tompkins County
Bishop Sheen Ecumenical Housing Foundation: PO Box 460, Bloomfield, NY 14469 | 585-657-4114 | ProgramOffice@sheenhousing.org
Administer home repair grants
Grants cover necessary repairs, including roofs, foundations, plumbing, electrical work, etc. (no garages or outbuildings not connected to the house; no weatherization services).
To qualify, homeowners must be living in the home, have homeowners insurance, and meet household size and income eligibility requirements. Property taxes must also be currently paid.
Maximum grant amounts determined on a case-by-case basis
Call to discuss qualifications.
Ithaca Neighborhood Housing Services: 115 W. Clinton St., Ithaca, NY 14850 | 607-277-4500 | info@ithacanhs.org
Structural issues, health and safety concerns and energy improvements are addressed within the limits of the funding regulations.
A lien, equal to the amount of assistance provided, is placed on the property for a specified length of time.
Repairs are done by local, pre-qualified, fully insured private contractors from a list maintained by INHS.
Work may include roofing, siding, windows, doors, wells, septic system repair/replacement, energy-saving improvements, and other structural issues.
Love Living at Home: 121 E. Seneca St., Ithaca, NY 14850 | 607-319-0162 | office@lovelivingathome.org
USDA Rural Development (rural areas with pop. of 20,000 or less): 415 W. Morris St., Bath, NY 14810 | 607-776-7398, ext. 4
Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to address health and safety hazards, which may include installation of accessibility measures or roof repair.
To qualify, you must:
Be the homeowner and occupy the house
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older
Tioga County
Bishop Sheen Ecumenical Housing Foundation: PO Box 460, Bloomfield, NY 14469 | 585-657-4114 | ProgramOffice@sheenhousing.org
Administer home repair grants
Grants cover necessary repairs, including roofs, foundations, plumbing, electrical work, etc. (no garages or outbuildings not connected to the house; no weatherization services).
To qualify, homeowners must be living in the home, have homeowners insurance, and meet household size and income eligibility requirements. Property taxes must also be currently paid.
Maximum grant amounts determined on a case-by-case basis
Call to discuss qualifications.
The Impact Project: 4 Clinton St., Greene, NY 13778 | 607-656-9499 | info@theimpactprojectgreene.org
Major home repair including roofs, hot water heaters, wheelchair ramps, and some electrical services
Income-based homeowner programs:
Families at or below the Federal Poverty Guidelines can qualify for no-cost repairs/updates
Ithaca Neighborhood Housing Services: 115 W. Clinton St., Ithaca, NY 14850 | 607-277-4500 | info@ithacanhs.org
Structural issues, health and safety concerns and energy improvements are addressed within the limits of the funding regulations.
A lien, equal to the amount of assistance provided, is placed on the property for a specified length of time.
Repairs are done by local, pre-qualified, fully insured private contractors from a list maintained by INHS.
Work may include roofing, siding, windows, doors, wells, septic system repair/replacement, energy-saving improvements, and other structural issues.
Tioga Opportunities Inc.: 9 Sheldon Guile Blvd., Owego, NY 13827 | 607-687-4222 | info@tiogaopp.org
Administers grant-funded programs:
Tioga County Home Improvement Program- Affordable Housing Corporation (AHC)
Allowable projects may include: foundation/structural repairs, roof replacements, electrical upgrades, well and septic replacements, etc.
Participants must be a resident of Tioga County, meet income-eligibility requirements, own the home and land, and use the property as their primary residence. They also cannot have more than $15,000 in assets.
Residential Emergency Services To Offer (home) Repair to the Elderly (RESTORE)
Provides financial resources to assist older adult homeowners, age 60 and over, with the cost of addressing emergencies and code violations that pose an immediate threat to their health and safety or affect the livability of their home.
Participants must:
Own and occupy the residential unit receiving assistance as their primary residence
Be 60 years of age or older
Meet income eligibility criteria
Demonstrate an emergency or livability need
USDA Rural Development (rural areas with pop. of 20,000 or less): 415 W. Morris St., Bath, NY 14810 | 607-776-7398, ext. 4
Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to address health and safety hazards, which may include installation of accessibility measures or roof repair.
To qualify, you must:
Be the homeowner and occupy the house
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older